Ya Andy, I have taken some measures but never thought of encrypting stuff on my computer(s). If, as Jack points out, you need the KEY to decrypt, could that not be found in the malware program? The malware program would be written is some language, say c++. If coding of that program could be captured and read, the KEY should be contained within it ..no? I recall, many years ago, an IT guy where I worked had a way of viewing the source code of an email attachment. I have no idea how he did it. I often see in some movies where the hackers have source code on their screens to alter - realize that's the movies where fantasy has it's own reality - Geeze, you would think it would pay the companies that hold your personal data to provide their customers with a program to protect against the crooks who have all your ID and financial info. I just recently was shopping for auto insurance. All of them wanted me to give them my ok for them to get a credit report and credit score before they gave me a quote. My auto insurance was running around $1000 per year, those insurers that I gave permission to where within a few hundred and the one insurer (who had a recent breach of customers data) I did not give permission to obtain a credit check unless they gave me the assurance that all my credit info would be deleted from their system if i did not accept their quote. They replied with a $3000 quote and said they could do better if I gave them the authorization to get my credit info. As far I know you need to provided credit info when you take out a loan, auto insurance isn't taking out a loan. Seems the Russians, Chinese, North Koreans are hell bent on hacking. If the banks, insurers and gov't agencies can't protect our data it likely will fall to each individual computer to protect itself. Boy, this turned into a rant - sorry about that.